1st Edition

The Transformation of Commercial Banking in the United States, 1956-1991

By James E. Mason Copyright 1997
    172 Pages
    by Routledge

    172 Pages
    by Routledge

    First published in 1998. A profound transformation of the commercial banking industry has occurred in recent years. The consolidation of local, independent banks into multi-bank holding company structures has altered the landscape of commercial banking. The Transformation of Commercial Banking in the United States, 1956-1991 focuses on the effect of restrictive state branch banking laws on the consolidation of commercial banks in the United States. The central thesis of this study is that much of the change in the structure of commercial banking can be explained by the variation in state branch banking laws.

    List of Tables, Chapter 1: Introduction, Chapter 2: Theory of Change in Commercial Banking, Chapter 3: The Regulatory History of Commercial Banking, Chapter 4: Structural Change in Commercial Banking, Chapter 5: Comparative Analysis of Bank Financial Performance aross Bank Forms and State Branch Banking Regimes, Chapter 6: The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws, Chapter 7: Conclusions, Appendix 1: Interpretation of Differential Equation Models, References, Index

    Biography

    James Eliot Mason