Housing and Finance in Developing Countries

1st Edition

Kavita Datta, Gareth Jones

Published December 3, 1998
Reference - 296 Pages
ISBN 9780415172424 - CAT# RU17043
Series: Routledge Studies in Development and Society

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This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.

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